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Terms of Service

Last Updated: [2025]

Overview

Welcome to [Trading Name] (“we,” “us,” “our,” or “the Store”). We operate this store and website, including all related information, content, features, tools, products, and services, to provide you with a curated shopping experience (collectively, the “Services”).

Our Store is powered by Shopify, which enables us to provide these Services to you.

These Terms of Service (“Terms”) govern your use of the Services. Please read them carefully, as they contain important information about your legal rights, responsibilities, and obligations, including warranty disclaimers and limitations of liability.

By visiting, interacting with, or using our Services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, you should not access or use our Services.

Section 1 – Access and Account

  • You must be at least the age of majority in your jurisdiction (or have consent from your parent/guardian) to use the Services.

  • You may be required to provide accurate, current, and complete information when creating an account or making a purchase.

  • You are solely responsible for maintaining the confidentiality of your account credentials and for all activity under your account.

  • Accounts may not be sold, transferred, or assigned.

Section 2 – Our Products

  • We strive to display accurate product information, but colors, images, or details may differ due to device settings or display differences.

  • We do not guarantee that products will meet your expectations.

  • Product descriptions, availability, and pricing may change at any time without notice.

  • We reserve the right to limit quantities, discontinue products, or restrict sales at our discretion.

Section 3 – Orders

  • Placing an order is an offer to purchase; orders are not accepted until confirmed by us.

  • Payment must be successfully processed before we accept an order.

  • Orders may be declined, modified, or canceled at our discretion. If this occurs, we will attempt to notify you.

  • Returns and exchanges are subject to our Refund Policy.

  • Purchases are for personal use only and not for commercial resale or export.

Section 4 – Prices and Billing

  • Prices, promotions, and discounts may change without notice.

  • Prices are valid at the time of order and will be confirmed in your order email.

  • Unless otherwise stated, prices exclude taxes, shipping, handling, customs, or import charges.

  • You agree to provide accurate payment details and authorize us to charge your chosen payment method for all applicable costs.

Section 5 – Shipping and Delivery

  • Delivery estimates are not guaranteed.

  • We are not responsible for delays caused by carriers, customs, or events beyond our control.

  • Risk of loss and title pass to you once the order is handed over to the carrier.

Section 6 – Intellectual Property

  • All content on the Services, including trademarks, logos, text, graphics, images, video, and design elements, are owned by us or our licensors and are protected by law.

  • You may use the Services only for personal, non-commercial purposes.

  • Reproduction, modification, distribution, or other unauthorized uses are prohibited without prior written consent.

  • All rights not expressly granted are reserved.

Section 7 – Optional Tools

  • We may provide access to third-party tools or features.

  • These are provided “as is” and “as available” without warranties or endorsements.

  • Use of such tools is at your own risk and subject to third-party terms.

Section 8 – Third-Party Links

  • The Services may include links to third-party websites or features.

  • We are not responsible for their content, accuracy, or practices.

  • Your use of third-party sites is at your own risk and subject to their policies.

Section 9 – Relationship with Shopify

This Store is powered by Shopify. However, all purchases and sales are made directly with [Trading Name].

By using our Services, you agree that Shopify is not responsible for any sales, products, or transactions made through our Store. You expressly release Shopify and its affiliates from all liability related to your purchases.

Section 10 – Privacy Policy

Personal information is collected and processed in accordance with our Privacy Policy. Because our Services are hosted by Shopify, your data may also be subject to Shopify’s Privacy Policy.

Section 11 – Feedback

By submitting feedback, suggestions, reviews, or ideas (“Feedback”), you grant us a worldwide, royalty-free, perpetual license to use, reproduce, and distribute such Feedback for any purpose.

You represent and warrant that you own or have the right to provide such Feedback and that it does not violate third-party rights.

Section 12 – Errors, Inaccuracies, and Omissions

We reserve the right to correct any errors, inaccuracies, or omissions on the Services, including product descriptions, pricing, and availability, without prior notice—even after you have submitted an order.

Section 13 – Prohibited Uses

You may not use the Services for unlawful purposes, to violate intellectual property rights, to spread harmful content, to engage in harassment, fraud, or spam, or to interfere with the operation of the Services.

Violations may result in suspension or termination of your account.

Section 14 – Termination

We may terminate or suspend your access to the Services at any time without notice.

Certain provisions, including Intellectual Property, Disclaimer of Warranties, Limitation of Liability, and Indemnification, will survive termination.

Section 15 – Disclaimer of Warranties

The Services and products are provided “as is” and “as available.” We make no warranties, express or implied, regarding merchantability, fitness for a particular purpose, durability, or uninterrupted service.

Section 16 – Limitation of Liability

To the fullest extent permitted by law, we (and our partners, employees, affiliates, and service providers) will not be liable for any damages, including lost profits, lost data, or indirect, incidental, or consequential damages, arising from your use of the Services or products.

Section 17 – Indemnification

You agree to indemnify and hold harmless us, Shopify, and our affiliates, employees, and service providers from any claims, damages, or liabilities arising from your use of the Services or your breach of these Terms.

Section 18 – Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in effect.

Section 19 – Waiver; Entire Agreement

Failure to enforce any provision of these Terms does not constitute a waiver.

These Terms, together with our policies (including Privacy Policy and Refund Policy), constitute the entire agreement between you and us.

Section 20 – Assignment

You may not assign your rights under these Terms without our prior written consent. We may assign our rights without notice.

Section 21 – Governing Law

These Terms are governed by the laws of the jurisdiction in which [Trading Name] is headquartered. You consent to the exclusive jurisdiction of such courts.

Section 22 – Headings

Headings are included for convenience only and do not affect interpretation.

Section 23 – Changes to Terms

We may update or modify these Terms at any time by posting changes to our website.

Your continued use of the Services after changes are posted constitutes acceptance.

Section 24 – Contact Information

Questions about these Terms should be directed to:

[Trading Name]
📧 Email: spectrumpaysolutionsco@gmail.com
📍 Address: [Insert Business Address]
📞 Phone: [Insert Business Phone Number]
📑 Business Registration Number: [Insert Number]
💼 VAT Number: [Insert Number]

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